Lamb Financial is a lifestyle financial
With greater life expectancy and higher standard of living expectations, it is more important than ever to properly plan your finances to ensure you can afford to live the kind of life you are accustomed to or aspire to.
Meet the team
With a combined 80 years in financial planning, the Lamb Financial team has the experience and passion to help you achieve the lifestyle you want without constantly worrying about your bank balance.
David has worked in Financial Services since 1985 and has specialist qualifications in taxation, trusts and estate planning. He established Lamb Financial in 1992.
His main area of interest is lifestyle financial planning, which can also involve the need for business planning. With 15 years’ LFP experience, David is one of the region’s leading lifestyle financial planners, with a Certificate in Financial Planning, and he is a Registered Mentor for the Chartered Institute for Securities & Investment.
David has a number of industry accreditations. He holds the Society of Trust and Estate Practitioners (STEP) Certificate for Financial Services Trusts and Estate Planning, is a STEP Affiliate, Chartered Wealth Manager and Certified Financial Planner CFP™.
Away from work, David enjoys cycling and family time.
Peter is a highly qualified financial adviser. He holds the prestigious Advanced Diploma in Financial Planning from the Chartered Insurance Institute alongside specialist qualifications in trusts, estate planning and investment management.
His relaxed, calm and patient approach was honed during his previous career as a primary school teacher, which helps him when discussing complicated areas of planning with clients in easy-to-understand jargon-free language.
As a lifestyle financial planner, Peter helps business owners and those approaching retirement to both understand their current financial situation and to see the bigger picture – using their resources to help them live the lifestyle they want, with peace of mind that they won’t run out of money.
Outside work, Peter enjoys keeping fit with CrossFit and hiking in the countryside, having a night at the movies and eating out.
Laura has more than 15 years’ experience in financial services. She joined Lamb Financial in 2013 after previously working in an operational management role at Northern Rock.
A mum to two children, Laura enjoys the outdoor lifestyle. She likes to explore the far reaches of Scotland with the trusty family tent, having completed the North Coast 500 and enjoyed numerous visits to the isle of Arran. Laura hopes to get to the Hebrides one day!
Nearer to home she likes to tickle her taste buds by trying new restaurants around the North East.
Jan has extensive experience in financial services, having worked in a wide range of full and part time roles since joining the sector in 1976.
They have included employment with two leading insurance companies and a number of independent financial advisers. She first worked with David when she was a Branch Superintendent with Scottish Mutual.
Married with a son at university, Jan likes to spend time with family and friends, eating out, shopping and travel.
Lamb Financial is authorised and regulated by the Financial Conduct Authority.
Director David Lamb is a qualified financial planner with specialist technical knowledge in taxation, trusts and estate planning. His main area of interest is lifestyle financial planning which also involves the need for business planning.
As well as the Diploma for Financial Advisers and qualifications in investment, risk, taxation and trusts, David also holds the Society of Trust and Estate Practitioners (STEP) Certificate for Financial Services – Trusts & Estate Planning.
How much will it cost?
As lifestyle financial planners we focus on planning your finances not selling you products, unlike many independent financial advisers.
We therefore charge fees based upon the time we spend working with and for you.
For planning and advice we have a menu of fixed fees based on our standard hourly rate.
For establishing new pensions and investments we charge a 1% implementation fee.
We charge 0.5% per annum for funds under management, which pays for the cost of monitoring and reviewing the investment portfolio as well as managing the investment risk.
Written quotations are available on request.